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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Winder Insurance Center, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Winder Insurance Center are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Winder Insurance Center

125 West Athens Street
Winder, GA 30680
Main office: 770-766-4344

Our Providers

Testimonials

Always get great service from WIC. I find the staff knowledgeable and always willing to help. I appreciate their good work.
Randy Williams
Absolutely the best!
Erin Ruark Porter
Love this company! They really keep an eye out on my policies and make sure that I am getting my moneys worth and shop around for me. Traci is the best!
Quinn McCoy
Janice is a trooper who's gone above and beyond for me; she helped me through a claim that wasn't even through my insurance after an old man in a rental knocked my motorcycle over and ruined the tank, and she helped get me some of my premium back, even after I switched companies! Well done and thank you again!
Zachary GSB
Quick, prompt, friendly service. Thanks Ms. Teresa making this resolution as painless as possible. That's huge when dealing with Insurance.
Tonya Olusola