Give us a call
770.766.4344

Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Winder Insurance Center, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Winder Insurance Center recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Winder Insurance Center today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Winder Insurance Center

125 West Athens Street
Winder, GA 30680
Main office: 770-741-2774

Our Providers

Testimonials

Always get great service from WIC. I find the staff knowledgeable and always willing to help. I appreciate their good work.
Randy Williams
Absolutely the best!
Erin Ruark Porter
Love this company! They really keep an eye out on my policies and make sure that I am getting my moneys worth and shop around for me. Traci is the best!
Quinn McCoy
Janice is a trooper who's gone above and beyond for me; she helped me through a claim that wasn't even through my insurance after an old man in a rental knocked my motorcycle over and ruined the tank, and she helped get me some of my premium back, even after I switched companies! Well done and thank you again!
Zachary GSB
Quick, prompt, friendly service. Thanks Ms. Teresa making this resolution as painless as possible. That's huge when dealing with Insurance.
Tonya Olusola