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Second-To-Die Policy in Winder GA & Jefferson GA

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Winder Insurance Center knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Winder Insurance Center gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Winder Insurance Center to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Location

Winder Insurance Center

125 West Athens Street
Winder, GA 30680
Main office: 770-766-4344

Our Providers

Testimonials

Always get great service from WIC. I find the staff knowledgeable and always willing to help. I appreciate their good work.
Randy Williams
Absolutely the best!
Erin Ruark Porter
Love this company! They really keep an eye out on my policies and make sure that I am getting my moneys worth and shop around for me. Traci is the best!
Quinn McCoy
Janice is a trooper who's gone above and beyond for me; she helped me through a claim that wasn't even through my insurance after an old man in a rental knocked my motorcycle over and ruined the tank, and she helped get me some of my premium back, even after I switched companies! Well done and thank you again!
Zachary GSB
Quick, prompt, friendly service. Thanks Ms. Teresa making this resolution as painless as possible. That's huge when dealing with Insurance.
Tonya Olusola